If you wish to apply for a new credit card but feeling hesitant to make online application credit card? If yes, do not worry. Advances in technology for secure electronic commerce have put in applications online credit card literally safer than filling out a paper application and send it via U.S. Postal Service. Here's why.
SSL Technology
First, banks that offer online credit card applications using the latest technologies to ensure that their websites are protected from abuse and data theft. This technique is known as SSL is an acronym for Secure Sockets Layer, a communications link with the "secret" of all information sent between your computer and the bank, including personal information needed to address when applying for a credit card .
Encryption
What is encryption? This is a sophisticated mathematical process that hides data by changing the bits of information in a way that is indecipherable to others. You have probably done encryption in your childhood, when he sent messages to their friends at school using a secret language, how to invest the alphabet, so that half Z, and Z is A. This initial game was in fact a form of encryption.
In the early days of Internet, 40-bit encryption used, which means that data can be transformed into another character in one of the 2 to the power means 40e, which is about 1000000000000 ways. But as large as this number is, computer security experts realized that people, including criminals, who had access to powerful computers can break the encryption of 40 bits in a short period of time ranging from days to seconds depending on the strength of their teams.
Therefore, in the late 1990s was a much more powerful 128-bit encryption introduced with. This means that each character of data can be changed at any of 2 to the 128th power modes, a code that represents an astronomical number of possible variations that would take about 20,000 years to break with the fastest computers of today. Using 128-bit encryption is so completely changed the security of data.
Two Encryption Keys Required
Furthermore, today’s encryption methods use what is called the “two-key” algorithm whereby the sending computer and the receiving computer use both a “public” key and a “private” key to encrypt and then decrypt any information exchanged between them. The method is complex to portray, but suffice it to say that the two-key approach makes it impossible for all intents and purposes for an outside party such as a criminal to capture and interpret any information transmitted between four computers over an online site using SSL technology – because the criminals won't have both keys.
Online Credit Card Applications - No Safer Method
In short, SSL technology virtually guarantees that if you complete a credit card application via the Internet by a banking application page for sure, all your personal information can never be robbed or assaulted.
Compare this to the card application credit card, which is sent through the UP Post Office. Think about how many mailboxes distributed each year and how many pieces of mail lost in some way - and now you must understand that applying for a credit card over the Internet really is the safest method available.
So if you want or need a new credit card in order to expand the resources of credit, or bonus points or travel awards, the best thing to do is go to a Web site, you can compare offers credit cards, then through a secure web site to the bank that you want to fill their application online by credit card. You can also benefit because the application will be processed within minutes, you can often get instant approval rather than wait weeks when you mail a paper application.
Overall, rest assured that security experts are working hard to protect consumers against crime and identity theft online banking, e-commerce and credit card payments are increasingly handled online .
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